The COVID-19 pandemic has put a damper on many things, including wedding ceremonies. Whether you’ve been planning your wedding for months, years, or made the decision to marry your soulmate within the last few days, you’re all in the same boat. You can still get married, you can even have a virtual wedding party, but parties cost money, even virtual ones. Here’s some helpful advice on how to finance your virtual wedding party.
Put That Plastic Away, Don’t Use Your Credit Card
Marrying your beloved will be one of the most memorable and significant days of your entire life, and so will the wedding party! Due to the social constrictions of the pandemic, folks have been having virtual wedding parties. Some couples were even thrown surprise virtual wedding parties. Many of you have been waiting for that moment for what seemed like an eternity. With so much anticipation you might be tempted to just use your credit card to finance the wedding party.
Although it would certainly be a quick way to solve your problem, it’ll end up making bigger problems for you and your partner later down the line. Credit cards have unfavourable interest rates, and it could take you many months to pay off the balance.
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Banks Are a No-Go
If you’re thinking about taking out a traditional loan from a bank you’ve got two problems. Firstly, the amount that you’d be asking for would be too little to get accommodation from most banks. Secondly, the approval time would take too long to be in time for the wedding party.
Another problem that you might have is getting approved at all. If you have poor credit or no credit history, a bank won’t be inclined to extend financing. It might seem cold and impersonal, and it is. Your wedding party is incredibly important to you, but to a bank, it’s just frivolity and they’ll want a strong credit history to even consider financing it.
Have Your Wedding Cake and Eat it too, with a Payday Loan
If you shouldn’t use your credit card and the bank won’t help you out, how can you finance your wedding party? Your best option is to take out a payday loan. For the benefit of anyone who doesn’t know what a payday loan is, here’s an overview.
A payday loan is an agreement in which you receive a sum of money that you can repay with your next paycheck. The convenience of this arrangement cannot be overstated. When you take out a payday loan, you get the money you need to fund your wedding party and enough time to pay it all back when your next paycheck comes in. The beauty of it is that you will have the confidence to know that you can pay off the loan because you can count on that paycheck to do it for you.
The best part is, you don’t need a good credit score to qualify for a payday loan. As long as you have a paycheck, you’ve already qualified!
Why Cash Advantage?
Not all creditors who offer payday loans are the same. If you need cash to make your wedding party possible, you need to work with a creditor that you can trust. After all, you wouldn’t want your new bride or groom criticizing your decision when you’re still paying off your credit card bill through the first few months into your marriage.
Cash Advantage has the cash you need and the integrity you deserve, call or apply online today!