Valentine’s Day lands on Saturday. BC Family Day falls on Monday. Three days of love, togetherness and the quiet temptation to overspend on both. But here is the thing: a valentine day on a budget is not a lesser valentine. It is a smarter one. Here is how to enjoy every moment without waking up […]
A straight-talk guide for BC residents facing tight money in 2026 When you can’t pay your bills in British Columbia, it feels like you’re the only one. But the truth is, thousands of BC families are searching “can’t pay bills Canada” right now—navigating winter heating costs, post-holiday debt, rising grocery prices, and rent that keeps […]
A No-Shame Guide for Canadians Living Paycheque to Paycheque A better financial 2026 is possible, even if 2025 felt like one long money emergency. This guide is written for Canadians in BC who are juggling bills, debt, and rising costs, and want practical, no-shame steps that actually fit real life. Who this guide is for: […]
Almost everyone misses a payment at some point in their life. If you just missed a payment, don’t beat yourself about it too much, because your interest rate will do it for you. Once you miss a payment, you’ll find that your interest rate goes up considerably. This can create an unfavourable financial situation. […]
You know that big stack of bills that you’ve been avoiding for the last few days? The bills that you’ve crammed into the desk, glove compartment, or the most random place you could find because you know that you don’t have the money to pay them. Although hiding them securely under a pile of dirty […]
Having allergies might seem primarily like a health complication. To a large extent, allergies do affect your health, but they can also affect your finances. The financial impact of allergies can be highly detrimental and not many folks who have allergies become aware of these effects until it’s too late and they find themselves scrambling […]
Spring Break is one of the best things about being a college student! After studying hard through your classes, you deserve a little vacay. The trouble is vacations can be expensive, but that’s no biggie. Here’s what you need to know about planning your finances to have an awesome and memorable Spring Break. Start Saving […]
Having a rainy day fund is always a good idea. Whether you’ve got thousands of dollars squirrelled away or only a few hundred, you’re on the right track. Still, think you don’t need a rainy day fund? Think again, you’re about to learn why having a rainy day (losing your job) fund is so important […]
The pandemic has driven millions of people stir-crazy. Sitting at home might be fine and dandy for a while, but it gets old faster than you think. So what happens once you’ve become bored out of your mind from staying cooped up at home for so long? There’s nothing like a little vacay to take […]
We’ve all had financial struggles at some point or another. Sure, some of us have a rich Uncle Reginald who can pay for your lifestyle without any qualms. Other folks, the majority of us, don’t have such luxurious opportunities and have to borrow money from Peter to pay Paul. The only trouble is that there […]
