Apply Online for Payday Loans in BC

Cash Advantage is a licensed lender in British Columbia. Please review our British Columbia licence, below.

UNDERSTANDING THE COST OF A PAYDAY LOAN

Maximum charges permitted in British Columbia for a Payday Loan 14% of Principal

We charge $14 per $100 borrowed
For a $300 loan for 14 days:
Total cost of borrowing = $42
Annual Percentage Rate = 365.00%

This information meets the requirements of the Business Practices and Consumer Protection Act

License: 49960

WE CAN ONLY ISSUE LOANS TO RESIDENTS OF BRITISH COLUMBIA AT THIS TIME

Do you receive at least $900 in monthly NET after-tax income NOT INCLUDING: welfare, social assistance, provincial PWD?*

Yes

No

Is your ONLY source of income: Welfare, Social Assistance, Disability or PWD paid by the province of BC?*

Yes

No

Do you live in British Columbia?*

Yes

No

We're sorry, but if you're reading this you will not be approved for a loan.

We do not lend against these sources of income.

IF you get 900/mo from Child Tax, we will consider the loan. If you don't get 900/mo from child tax then you are declined, NO EXCEPTIONS!

BRITISH COLUMBIA LOANS

Maximum charges permitted in British Columbia for a payday loan: We charge 14% of the principal. For a $300 loan for 14 days: Total cost of borrowing = $42, Annual Percentage Rate = 365% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act.

Licence #: 49960 View License

PERSONAL INFORMATION

Amount Requested - MAXIMUM $300 first loan*

Name*

First Middle Last

Address*

Street Address Address Line 2 City Province Postal Code

How long at residence

Years*

Months*

Email*

Phone*

Phone Type*

Gender*

Male

Female

Social Insurance Number*

Birthdate*

Have you had a payday loan in the last three months with anyone else?*

Yes

No

Who have you had Payday Loans with?*

Source of Income

*All fields in this section are required except for employer contact information.

My Primary Source of Income Is:*

Other*

Last Net Pay (Take home pay)*

Do you or your spouse that lives with you receive Child Tax Benefit?*

Yes

No

How much is your Child Tax benefit?

I get paid by*

How often do you get paid?*

Next Pay Date*

Second Pay Date*

Employer Name*

Employer Address*

Street Address City Province Postal Code

Name of boss*

Name

Business Phone*

Your Direct Phone Line

Position*

How long at job

Years*

Months*

References

4 references that do not live with you, FIRST & LAST name. Minimum of two family members.

Name*

First Last

Relation*

Phone*

Name*

First Last

Relation*

Phone*

Name*

First Last

Relation*

Phone*

Name*

First Last

Relation*

Phone*

Banking Information

*All fields in this section are required

My bank account is with*

Debit Card Info

We use debit card #’s to Instant Fund our loans. Please provide your full card details.

Debit Card #*

Expiry*

CCV

Documentation

You can significantly speed up the processing time of your application by uploading the following documents. We will not start processing your application until these have been uploaded. If you don’t have them now, you can email them to support@cashadvantage.ca

Proof of Address:

A utility bill dated in the last 30 days, or your ICBC insurance documents.

Accepted file types: jpg, gif, png, pdf, Max. file size: 32 MB.

Identification:

Government issued picture ID, preferably Drives License

Accepted file types: jpg, gif, png, pdf, Max. file size: 32 MB.

Child Tax Benefit:

Attach your CCB Notice detailing the amount of your monthly CTB

Accepted file types: jpg, gif, png, pdf, Max. file size: 32 MB.

Job, Pension, or Other:

Attach your recent paystub, Private pension, or proof of other income. Note: we do NOT need proof of CPP benefit.

Accepted file types: jpg, gif, png, pdf, Max. file size: 32 MB.

Other Information

If we have any questions, where should we call you between 10 am – 6 pm PST time? Include area code.*

By checking the box and clicking “Submit”, you consent to Cash Advantage’s collection, use, and disclosure of your personal information as described in our Privacy Policy.*

I agree

Promo Code?

Yes

No

Please input your promotional code

UNDERSTANDING THE COST OF A PAYDAY LOAN

Maximum charges permitted in British Columbia for a Payday Loan 14% of Principal

****WE CAN ONLY ISSUE LOANS TO RESIDENTS OF BRITISH COLUMBIA AT THIS TIME****

BRITISH COLUMBIA LOANS

Maximum charges permitted in British Columbia for a payday loan: We charge 14% of the principal. For a $300 loan for 14 days: Total cost of borrowing = $42, Annual Percentage Rate = 365% per year.

This information meets the requirements of the Business Practices and Consumer Protection Act.

Licence #: 49960 View License

PERSONAL INFORMATION

Source of Income

References

4 references that do not live with you, FIRST & LAST name. Minimum of two family members.

Banking Information

Debit Card Info

Documentation

Other Information

WE CAN ONLY ISSUE LOANS TO RESIDENTS OF BRITISH COLUMBIA AT THIS TIME