Payday Loans
At Cash Advantage we understand that life happens and occasionally you come up a little short. Whether it’s an emergency expense, car repairs, money for bills, a night out, or just because – we understand. That’s why we’ve made getting a payday loan fast, easy, and hassle free.
Qualifications
- source of income
-
Active Bank Account
- 19 years old or older
Incomes Accepted
- Employment income
- Child tax benefit
- Canada pension
- Private pension
Requirements
- Minimum 3 months employment
- Online Bank Request – 90 days banking
- 4 Personal References
- PAD authorization
- Most recent paystub
- If an online loan and no direct deposit, see our FAQ for details
Borrow 30-50% of your net pay
- First time customers qualify for up to $300
- Existing customers qualify for up to $1500
14% Interest:
Total Payback on Payday:
How do I get a Payday Loan?
| Description | Online Loans |
|---|---|
| Fill out an application | Online application – quick and secure (takes less than 5 minutes) |
| Wait for your approval | Quick Approval – notified by email or phone (when applying outside business hours expect response once regular business hours resume) |
| Fill out and sign contract | E-signature via SignWell – no printing or scanning required |
| Receive your money | Instant e-transfer directly to your bank account |
| Repay your loan in full | Pre-authorized debit or e-transfer on your next payday |
| Re-borrow | Submit updated bank statement – get funded again fast |
| Service area | Available across British Columbia (Victoria, Vancouver, Kelowna, and surrounding areas) |
| Business hours | Applications reviewed 9:30 am – 6:00 pm, Monday–Saturday (PST) |