Title Loans
At Cash Advantage we understand that life happens and occasionally you come up a little short. Whether it’s an emergency expense, car repairs, money for bills, a night out, or just because – we understand. That’s why we’ve made getting a title loan fast, easy, and hassle free. Borrow using your car, truck, or motorcycle as collateral. To get started, simply call us or fill out the brief application on this page.
Quick Application
Personal Qualifications
- you MUST live in Victoria, BC
- active bank account
- minimum 3 months employment, pension or other accepted income
- 19 years old or older
Vehicle Qualifications
- No liens! Must have clear title
- Wholesale value > $2500
- Generally 12 years old or newer
- Car or truck: You keep vehicle
- Motorcycle: We will store it
- No major damage or accidents
- Collision & comprehensive insurance, and BC Registration in your name
Documents Required
- Online bank verification
- Blank Cheque or PAD authorization
- Most recent paystub
- Valid insurance and BC registration
- Driver’s license
- Utility bill or other proof of residence
- Spare Key (kept in our safe, and returned when loan paid in full)
- 6 Pictures of the vehicle: 4 sides, VIN, & odometer
How do I get a Title Loan?
Getting a title loan is easy. Just bring your vehicle to our Victoria store to complete the application and get your money. Thereafter, you can go to either store.| Description | In-store loan |
|---|---|
| Fill out an application | In person at our Victoria location Bring vehicle and insurance papers |
| Wait for your approval | Approximately 30 minutes |
| Fill out and sign contract | |
| Receive your money | Cheque or email money transfer |
| Make payments | You have the option of making monthly payments You have the option of paying in full at any time You can make payments at either of our locations, or by PAD |